Let us help ease the process of obtaining quality life insurance coverage. It's important to make life insurance policy one your top financial priorities.
Life insurance consists of:
- the amount of coverage needed
- the policy term
Keep in mind when determining the amount of coverage needed, you will need a higher amount of coverage the younger your family is because of higher mortgage payoffs and planning for children. Coverage amounts will be less as your offspring is less dependent and you are more secure financially.
Your coverage amount may depend on:
- Debt Pay off
- Future Income
- Educational Expenses
Our agents can explain the different policy types and help you decide the best option for your family’s budget and variables.
- Term Policy- low premium, no cash value
- 10 years
- 15 years
- 20 years
- 30 years
- Permanent Life Insurance Policy- offers cash value over time
The loss of a loved one is undoubtedly one of life’s most painful and stressful events and it can be even more painful and stressful without life insurance. Going through loss is hard enough without the financial burden of your family’s well being and future. We are all going to die some day and one way to make sure your family is prepared for the inevitable is with life insurance.