Multi Policy Insurance Discounts

Multi Policy Insurance Discounts

Multi Policy Insurance Discounts are a great way to save your hard earned money .  It’s easy to save in some areas of your budget. Some expenses are much easier to cut out than others. You can choose not to spend money on things like clothing or entertainment or travel. But you don’t have much of a choice…

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What Happens When I Wreck My Car?

What Happens When I Wreck My Car

What Happens When I Wreck My Car? Accidents happen. Sometimes they’re minor, but sometimes the loss is substantial. But what happens when I wreck my car? If you wreck your car in an automobile accident, and it’s damaged beyond repair, it may be considered totaled. So what happens next? Whenever you’re in a car accident,…

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Insurance Premium Payments 101

insurance premium payments

Last updated: July 25th 2016 Insurance agencies receive many questions about their clients insurance premium payments schedule and when or if a down payment is a good option. Breaking it down to basics, you most likely have two options. Most policies premiums can be paid in full or monthly. 1. Payment in full- If you…

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Moped Owners Need Insurance In North Carolina

Moped Owners Need Insurance In North Carolina

Did you know Moped owners need insurance in North Carolina? Effective July 1, 2016, North Carolina law requires Moped vehicle owners to be insured. Hopefully you have received your notice from the DMV and obtained the needed coverage. Call us today to speak to an agent to learn more about the requirement and obtain the right…

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How to Become an Insured Driver After a DUI

Become an insured driver after a DUI

How do you become an insured driver after a DUI? Each year is full of parties, festivities and celebration are in order. Before you get too excited, we encourage you to plan ahead! Don’t get caught making a quick decision to jump behind the wheel of a car “just this once” after having a few…

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What’s the best way to insure a diamond ring?

Best way to insure a diamond ring

What’s the best way to insure a diamond ring? If you buy an engagement ring, you need to look at the coverage for a diamond ring as soon as possible. Insuring a Dimond Ring after purchase is important. It can cost several thousand dollars and you want to find the right protection so that if…

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What does Homeowners Insurance Cover?

Coverages You Are Missing On Your Home Policy

What does Homeowners Insurance Cover? Homeowners insurance could very well protect you in the event that something happens to your home or your possessions. But there are lots of scenarios in which homeowner’s insurance could end up being a real lifesaver. You might be surprised by some of the things that are covered by home…

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Coverages You Are Missing On Your Home Policy

Coverages You Are Missing On Your Home Policy

Are there coverages you are missing on your home policy? There may be all sorts of coverage that you think is included on your home policy that’s not. It’s best to know about what’s missing and why you should think about adding them. This will allow you to have more coverage in those “what if”…

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Is My Golf Cart Covered Under My Homeowners Policy?

Golf Cart Covered Under My Homeowners Policy

Is My Golf Cart Covered Under My Home Insurance Policy? Your golf cart needs to be covered, but it may not be under your home insurance policy. Since it is a vehicle, you may want to think about adding it to your auto insurance policy. This will ensure that if you drive it around the…

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